Wired Plastic - Prepaid Card Review
The Wired Plastic Visa card is a prepaid credit card. You deposit money onto your card and then use your card to make purchases or withdraw cash at ATM’s.
It is accepted over the phone and online. You card can be used anywhere you see the visa logo displayed.
It is free to sign up for account alerts via e-mail and text messaging. It can also make hotel reservations or rent a car.
It has a very unique benefit; they offer card holders a rewards program. You can earn 1 point for every dollar you spend with your card.
These points can be redeemed with participating retailers including; T-Mobile, Cingular, Verizon Wireless and more. These points can be redeemed toward your account balance, ring tones, and music downloads.
This card is issued through Bankfirst and gives you free direct deposit. There is a $3.95 monthly fee but that is much lower to the standard monthly fee ranging from $9.95 to $19.95 a month for other cards.
It can be used to write a physical paper checks to pay your bills including; cable, utilities, rent, car payment. This will eliminate your need to buy money orders. You can also load money onto your card at 100,000 different retail locations also with a bank transfer and with pay pal.
You are guaranteed to be approved for this card. There is no chexsystems verification or credit check. It will come with a 30 day money back guarantee which can be used for any reason.
Your card will act just like a checking account. If you are in chexsystems it will eliminate the need to purchase money orders or pay check cashing fees.
To qualify for this card you must be 18 years or older. You must be able to comply with the patriot act to verify your identity and have a US resident address. They will not issue you a card if you only have a P.O. Box.
In sum we do suggest the Wired Plastic card. It works just like a bank account.